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4 Reasons Why You Should Outsource Estimate Services

September 23, 2019 by admin Leave a Comment

It’s not uncommon for businesses to secure services for specific jobs like accounting and marketing. However, when it comes to generating estimates for company expenses, very few choose to do so. Why increase your expenditure on a task that you can keep in-house? It seems like an additional outlay that you could do without.

But you would be wrong in assuming that cost estimation can be easily and quickly done. After all, not only does the job require a considerable amount of work but also expertise to produce accurate results. And in this article, we will discuss just a few reasons why outsourcing estimate services is an investment that is well worth making.

Get ahead of the competition

No matter what your chosen industry is, success in any business venture often hinges on how competitive your pricing is. After all, customers are far more likely to choose affordable and inexpensive options. And in this way, the acquisition of estimator on line services can be much more advantageous than keeping the task in-house. It gives the business more time to focus on its area of expertise as well as other areas of the company. More importantly, you’ll have a better chance of generating the desired numbers by leaving the task in the hands of an experienced professional. And as a result, get an edge over your competitors.

Generate higher profit margins

The advantage of outsourcing cost estimation services doesn’t just stop at securing more clients and contracts. It also presents a unique opportunity to increase the profit margins of the business too. After all, the experience and expertise of your chosen estimator can also limit your expenses too and keep the costs of your business down. And as we all know, company expenditure directly affects revenue. So, the lower your outgoings are, the higher your financial gains will be.

Free up more time for your business

Time is an invaluable commodity in any line of work. And by outsourcing the task of cost estimation to experienced professionals, not only will you have peace of mind that you’ll get the desired results. But you’ll also free up more time for your company too. As small as this detail might be to some, you’ll be surprised at how much of an impact this can have on the overall productivity of the business. After all, we have enough on our plate as it is, and the more time you have on your hands, the easier it will be to manage the company.

Build long-term relationships with your clients

Cost is a crucial factor that everyone considers. And through professional cost estimation services, not only will you be able to acquire your target audience, but you’ll also build long-term business relationships with them too. After all, they’re far more likely to stick with your company if you deliver high-quality work at reasonable prices.

With all of the advantages that it yields, it makes sense to outsource cost estimation tasks. However, it’s a general rule of thumb to research first before you commit to a company. In this way, you’ll secure the services that will guarantee the numbers that will benefit your business the most and avoid those that won’t.

To read more on topics like this, check out the workplace category.

Tips on Buying a Brand-New TV without Spending More Than You Need

September 20, 2019 by admin Leave a Comment

Purchasing a brand new television can be an exhilarating experience. After all, with so many different models boasting a variety of features like smart TV app development available in the market today, it isn’t hard to get swept up by all the excitement that it entails. However, it can also be an expensive proposition and break the bank if tackled lightly.

The good news is that there are simple ways to get the TV that you want without spending more than you need. So, for those who can ill-afford to pay a small fortune, here are a few tips to keep your expenditure to a minimum.

A little research can make a difference

Before you decide to spend your money, it’s a general rule of thumb to invest time in research. After all, it can be more than just a little challenging to find the TV that best suits your needs if you don’t know what you want. From the resolution and dimensions of the model to the features of the brand like LG or Samsung TV app development services by FX digital, you’re far more likely to get what you want without spending more than you have to by doing your homework first.

Never give in to the temptation of buying on impulse

One of the reasons why TV buying can often be an expensive experience is that many people tend to give in to the temptation of spending their money impulsively. Instead, it’s good standard practice to take your time and carefully compare the options available to you before deciding on which model to opt for. In this way, not only will you maximise getting what you want as well as need but you’re far more likely to keep your expenditure to a minimum too.

Check what people have to say about the product

Another thing that you should do before buying a TV is to check what people have to say about the product. After all, the majority of manufacturers often focus on the advantages and features of their models to secure their target audience. And you’re far more likely to make a better-informed decision by relying on the objective feedback of their customers. So don’t skimp on reading reviews. It will save money on buying a TV that doesn’t meet your standards.

Choose a TV that boasts a lot of features

While buying a TV with a lot of features may sound counterproductive to minimising expenditure, it can save you more money in the long run. After all, investing a little more in a well-equipped model will not only make the viewing experience much more convenient and comfortable, but it will also save you time as well as money from spending on a new one in a short period. So if the budget allows for it, take future proofing with TV cable compare. You will get more out of your chosen TV in this way.

It’s not hard to let costs spiral out of control when buying a brand-new TV. After all, these products can be quite expensive. But by taking the time to plan and research, you will be able to keep your expenditure at a reasonably low level without compromising on the television that you want.

Home Decor: How to Make the Most Out of a Small House

September 19, 2019 by admin Leave a Comment

Living in a small house or apartment can sometimes feel drab or depressing due to the size of your home. While some might like the idea of living in a small and cosy apartment, many others tend to feel constrained by the size restrictions. It can be challenging to think about making home improvements due to the overall size. After all, how can you add more things when your home might not have space? Well, one thing to consider doing is ripping everything out and starting again, making the most out of the room you do have. Even things like Dry Lining and adding a fresh coat of paint can breed new life into a space.

Fortunately, you are not alone when it comes to dealing with such matters. When it comes to making improvements to a smaller home, it is all about perspective. Here are just a few ways to make the most out of a small house!

Making something small feel much larger

While it can be disheartening to be unable to purchase furniture because it will end up making your home feel cluttered, it all depends on what you want to buy. For example, one of the reasons why a house can often make you feel boxed in is due to the number of corners and edges – whether from the walls or the furniture. For the most part, you can take steps to ensure that the edges only come from the former.

For example, you can focus on rounded furniture. It can help dull the blow of all the corners and edges and make things feel larger. At the same time, you can double down and make use of glass furniture to maintain an illusion of space.

The benefits of improving a small home

It is all a matter of perspective. For example, while some might be disheartened at the idea of improving a tiny house, the silver lining is that the smallest improvement can have a significant impact. Even the act of putting up a poster of your favourite movie or game can help liven up a living room or bedroom. Focusing on making improvements to your bed will undoubtedly transform your bedroom, primarily if you focus on vivid colours!

Clearing the air

Another reason why some homeowners tend to get depressed living in a small apartment or home is due to the quality of the air. The small size can make it hard not to feel stuffy, which can be frustrating to deal with. Fortunately, the novel use of specific methods such as living walls UK companies supply can deal with the issue. A living wall is an installation of plants that makes use of green air technology. Not only does it look beautiful, but it ends up purifying the air by a substantial amount. For smaller homes, you will undoubtedly feel the difference!

From making use of living walls for clearing the stuffy air to making something small feel large, home improvements to a small apartment or house are all about creativity. While it might feel like an exceptional challenge to get the job done, the methods above are more than enough to help.

Ways to Afford Things That Seem Expensive

September 19, 2019 by admin Leave a Comment

At first look, it might seem impossible for you to afford anything expensive. Considering how much you earn each month, it doesn’t make sense to aim for expensive stuff. Before you abandon the idea, you need to understand that it’s possible for you to purchase these things. You just need to identify what you want and work hard to have it.

Get an extra job

What do you usually do after work? If you have nothing to attend to, it doesn’t hurt to get an extra job. You can earn more money and use the amount so you can buy something expensive. It’s exhausting, but also rewarding once you finally get what you want. You may also try online jobs so that you don’t have to leave your home. You can keep earning by sitting in your chair.

Don’t pursue an expensive trip

Yes, there’s a benefit in travelling to different places. An international trip might also be a good thing. However, there’s no need to do it all the time. You can cancel these trips if there are other opportunities in the future. For now, you can save whatever you earn so that you can buy these expensive things. Besides, going on expensive trips is like blowing your money and you have nothing to keep apart from memories. Two international trips that you cancel would be enough so you can afford a luxurious item.

Stick with your budget

When you think about the expenses you have each month relative to what you’re earning, it’s possible to purchase luxury brands. The problem is that you always go beyond the amount that you intend to spend. For instance, you keep eating out when you can stay home and cook healthy dishes. You also hang out with your friends during the weekends and end up spending a lot. If it’s not in your budget, you have to say no.

Set your eyes on the goal

When you know what you want to buy, you will do everything to reach that goal. You can even start a savings account intended for the items you want to buy. Even if it seems challenging, you will find a way to achieve your goals.

Be smart in what you buy

Some luxury items seem overpriced, but you need to check their value. For instance, a luxury watch is something you can use for a long time. It’s also flexible in terms of use. When you check out online stores, some of the options are even available at a lower price. If you need an Omega nato strap as a replacement part, you can also get it online. However, considering the quality of luxury watches, you won’t have to think about buying these replacement parts any time soon.

You deserve great things in life and don’t let anyone prevent you from having them. You don’t always get the chance to spend on all the things you love, so you have to desire these things

Meditation Needs to be a Part of Your Day

September 19, 2019 by admin Leave a Comment

If given the chance, you need to meditate. You can’t end your day without meditation or any other mindfulness activity. It’s becoming popular these days especially in a world that quickly becomes stressful. People who struggle with mental health issues also use meditation as an opportunity to relax and feel better.

You assess your emotions

When you argue with other people, you usually respond based on how you feel at that moment. You don’t think about what you say or the impact of your words. When you meditate, you pause for a while before you proceed. You give yourself enough time to think about what you said and even contemplate asking for forgiveness if you know you were wrong.

It clears your mind

You face lots of challenges each day. You might have no idea how to face the challenges ahead. Therefore, you need to meditate to help you clear your mind. Your ability to make the right decisions might start to get affected when you have a lot to think about. Your productivity is also on the line when your brain gets clouded. You need to clear your mind, and meditation is a good way.

You don’t need a special place

You might say that you can’t meditate because there’s no space for meditation available near you. The truth is that you can meditate anywhere. Some people can even do it while inside a bus. You can also do it at home. If you have freestanding baths, you can spend a few minutes meditating. As long as you’re comfortable in a place and you’re willing to let go of all negative thoughts, you can start to meditate.

Things will be clearer

You feel like you have no idea what to do next because your brain gets blocked by everything that you face. With meditation, you can finally clear things out. You will realise that you were at fault in a specific situation. You will also think about talking to a person you hate. You make terrible decisions when you’re at the height of emotion. Things start to be better when you have clear thoughts.

Make it a habit

You will find it challenging to meditate at first. You think that it’s a waste of time. You still have lots of other things to deal with, and you have no time to meditate. However, when you start to practice being mindful, it will become a natural process. You can even meditate in your office amid a busy schedule.

Inspire others to do the same

When you finally realise the value of meditation, you can recommend it to others. Some people think that they don’t need to meditate, but they do. You could save people from the brink of mental health problems when you tell them to meditate. You can also share some tips that helped you meditate quickly. Even kids should have an idea of how to meditate.

To read more on topics like this, check out the lifestyle category.

How To Improve Your Poker Skills

September 17, 2019 by admin Leave a Comment

There are few hobbies that look more glamorous than poker. We’ve lost count of the number of climatic scenes we’ve seen in movies or television shows when a major character has sat at a poker table, bet their house, vehicle, business or significant other on the outcome of the turn of the cards, and lost big time. Granted, it doesn’t look all too glamorous when you’re on the losing side of a bet, but there’s something about the timeless classic of all card games in online casinos or their sister sites which makes us feel sophisticated and classy. We all wish we could be great at poker.

Unfortunately, poker is one of the hardest of all the casino games to learn. Anyone who can count to 21 can learn to play blackjack. There’s no skill involved in roulette. There isn’t really much skill involved in slots. Mobile slots are a little different – many of the games you’ll find on a mobile slots website now have an element of skill involved in them as well as the luck- but for the main part, standard slots in a casino are just a matter of dumb luck. An experienced mobile slots player will likely know one or two small strategies which can improve their chances when they’re standing in front of a physical slot cabinet, but we’re still talking about a type of game that’s 90% luck. It’s nothing like the level of skill and knowledge that’s required to ensure you win at poker more often than you lose.

While we can’t turn you into a seasoned poker professional in the space of a single article, we can point you in the right direction. By the time you’re done reading this, you’ll be a better poker player than you are right now!

The Flop Should Never Come For Free

If your hand looks moderate to good before the flop comes, you should always back it. Whatever comes with the flop might completely change the balance of power in a game, and so you should never allow anybody to get that chance for free if you feel like you’re onto a winner. When you’re at a table where all the other players want to check, it’s usually a sign that they’re inexperienced. They want to see what comes out before they decide whether their hand is worth backing. If they do, they might get lucky. Their seemingly-worthless and might turn into a straight. You should raise by the minimum bet every single time. If your opening hand is particularly strong, raise by a lot more. You’ll find that the majority of players fold quickly.

An Early Retreat Is A Cheaper Retreat

Rookie players often develop the mentality of ‘once I’m in, I’m in.’ They’ll keep paying to see the whole flop, even if they’re not confident about what they have in their hand. That’s just a surefire way to lose chips, and a strategy that relies on luck more than judgment. If you’re still in after the flop, ask yourself one question:- has your hand improved at all? If the answer is no, get out. You might be holding a pair of 10s, for example, but if there’s a King or an Ace on the flop, chances are one of your opponents is now holding a pair of Kings or a pair of Aces. You should only remain in after the flop in two sets of circumstances; your hand got better, or you’re holding a high-value pair. Even so, beware of pairs which turn up in the flop. They could mean that someone else is now holding three or even four of a kind. If in doubt, get out.

Positioning Is Important

Pay attention to where you are on the table; different positions involve different strategies. The best position you can be in is on the button. From that position, you’re the last person to make a bet at every crucial point of the game, and so you’ll have the maximum level of information available about your opponents when you do so. By contrast, the worst position to be in is the small blind. You’re the person who has to go first at every stage, and you set the tone. If you’re indecisive here, you’ll get eaten alive. If you’re stuck at the small blind, your best strategy is to be aggressive. If you have a promising hand, back it heavily and give everyone else pause for thought. If you don’t, get out as fast as possible.

Fewer Opponents Mean Easier Wins

This is a tip that goes hand in and with never letting people see the flop for free. If you’ve pushed a couple of opponents out by raising the bet before the flop, you’ll hopefully only have one or two players left to face when the flop appears. In this scenario, a moderately strong hand becomes a strong one because the chances of your opponents holding anything better are drastically reduced. Some of the cards which would likely have been crucial to making a good hand out of the flop may well be in the hands of your opponents who folded. It’s generally much more likely to be worth your while to push a strong pair when you’re down to two or three players after the flop.

Pay Close Attention To Other Players

This might sound obvious, but you should watch your fellow players closely, like those big players do in gambling advertisements videos. Unlike in films or movies, though, we don’t mean watching them for signs of a visible tell. The commonly-believed cliches about a scratch of the nose or a twitch of the eyelid are largely works of fiction. Look for patterns in play. Somebody who hasn’t bet more than $20 for the entire game, but suddenly throws in more than double that out of nowhere, is likely holding something valuable. They should be treated with caution. On the flip side, if someone who’s just lost heavily suddenly throws in a huge bet during the next two or three hands, they’re almost certainly trying to bluff to clear their losses. Push them all the way, because if they’re committed to the bluff, they’ll likely see it through to the end.

As Kenny Rogers sang many years ago (if you don’t know who Kenny Rogers is, ask your parents), poker is all about knowing when to hold ’em, and knowing when to fold ’em. We hope that this article has left you feeling a little more enlightened on that front.

4 Low-Cost Home Makeover Tips

September 13, 2019 by admin Leave a Comment

Given the opportunity, many of us would undoubtedly give our houses a makeover. But due to financial limitations and time constraints, a lot of people delay the idea of a home improvement project if not forget about it altogether. The good news, however, is that it’s not impossible to give your property a boost in both appeal and comfort without putting your finances at risk. So, for those who are looking to transform their houses into their dream homes without spending more than what is needed, here are just a few low-cost home makeover tips to consider.

Opt for space-saving storage solutions

Space is a common issue amongst many homeowners, especially for smaller properties. But before you decide to increase the square footage of your home with a costly remodelling project, it’s well worth exploring other avenues first such as space-saving storage solutions like a fitted wardrobe. In this way, you will have a functional item that fulfils its intended purpose without occupying any more space than it needs. More importantly, it will allow you to avoid having to commit a substantial amount of your financial resources to an expensive renovation too.

Give your home a fresh new coat of paint

One of the most inexpensive ways to make an immediate impact on the look and feel of a home is by giving it a fresh new coat of paint. After all, colour can affect the ambience of a home more than it is usually given credit for. And best of all, the task requires little more than a small investment of money in the necessary equipment. You won’t need to spend on the services of a professional either since it’s a job that can be done with relative ease.

Stick with second-hand or refurbished items

It’s easy to break the budget of your home makeover if you stick with brand new items. As such, it makes sense to stick with second-hand furniture and fixtures whenever possible. After all, refurbished items are considerably cheaper than their newer counterparts. And time spent looking around for used items now can pay dividends in the amount of money that you’ll be able to save later on with your home improvement project.

Enhance the ambience of your home with new lighting

Another cheap way to make a home aesthetically pleasing and appealing is by adding a new lighting system. After all, not only will it allow you to enhance the ambience of your house and make it more inviting, but there are energy-efficient lighting systems available that can reduce your monthly expenses too, making it a low-risk and high-reward investment that everyone should consider.

There’s no denying that a home makeover can be a massive undertaking, especially when tackled with limited finances. But even with a small budget, you can accomplish a lot with some careful planning and preparation. And by keeping these tips in mind, not only are you bound to accomplish your home improvement goals but pay no more than you need to in the process.

Ali Mayar on 6 Closing Techniques & Why They Work

September 10, 2019 by admin Leave a Comment

Ali Mayar is the CEO of Platinum Rapid Funding Group, a NY-based alternative funding company helping businesses access the capital they need to maintain and expand their operations. Mayar has built an impressive career in business and finance but shifted to alternative funding in 2012 after he saw how difficult it is for small enterprises to secure funding from traditional lenders.

Aside from providing ready access to stable funding through Platinum Rapid Funding, Mayar does not shy away from opportunities to share his expertise in finance and marketing to entrepreneurs. Here he shares a few tips on effective closing techniques.

6 Closing Techniques and Why They Work

Now or Never Close

This is the close you use if you want the customer to buy right away. However, the now or never close can only be effective if there is a good chance that the customer is already thinking about buying and just needs that final push. Scarcity can be an effective tool for getting customers to buy. You can frame it in the form of limited stocks or a price increase in the next few days so they will be tempted to buy right away.

The Columbo Close

Columbo was famous for his self-effacing, last-minute reveals of the guilty person’s identity in each episode. Similarly, this technique focuses on giving the most enticing part of the pitch just as the customer is about to walk away. It doesn’t hurt if you adopt Columbo’s unassuming and self-effacing style to keep the customer’s guard down.

The Assumptive Close

This technique requires a confident, presumptive stance that gives the customer the impression that you’re expecting him or her to buy. Some customers can get caught up in your confidence that they won’t think twice about handing you their credit card so you can ring up their purchase.

The Soft Close

The soft close uses clear statements of the benefits of the product as well as low-impact questions to determine the customer’s willingness to learn more. By creating a low-pressure environment, focusing on the benefits and getting the customer to volunteer information, you can effectively present the product’s benefits and how it meets their needs.

The Sharp Angle Close

The sharp angle close is handy if the customer feels like he has the upper hand. Be ready with an equal counter when the customer uses this on you. For example, if the customer asks for a 15% discount, you can agree but pair this with the condition that they need to sign the sales contract today.

The Backwards Close

Start by asking for referrals, not by actively selling anything. This puts customers at ease because they’re not being directly asked to buy something. This technique helps keep their guard down, making them more open to learning more about the product.

Closing techniques are essential if you want to succeed in sales. Don’t pass up any opportunity to put them into action so you can see how your closing skills improve over time.

Get more tips and insights on marketing, entrepreneurship, and business by visiting Ali Mayar’s website at www.alihabibmayar.com. You can also follow him on Facebook and Twitter for real-time updates.

Top Reasons Why You Should Consider Upgrading Your Flooring

September 6, 2019 by admin Leave a Comment

Upgrading flooring is an intimidating process for a lot of people. Nevertheless, it’s totally worth it once you see the results. There are various flooring materials you can choose from, depending on the design or style you want to achieve. You can either upgrade your home flooring on your own or hire a contractor to help you.

Not sure if you should invest time and money in your home flooring? Check out the list of reasons why you should consider revamping your floor soon.

It will undeniably increase the market value of your home

Are you planning to list your property in the real estate market soon? Upgrading your home flooring with a liquid screed or traditional cement flooring may increase your chances of selling your house quickly. You can also make use of laminate or wood flooring to boost the appeal of your interior.

You can significantly decrease your cleaning time

If you’re sick and tired of cleaning thick and plush carpet or mildew covered ceramic tiles, then now is the perfect time for you to replace your old flooring material. You can opt for materials that require little to no maintenance, such as laminate tiles. You only need a bucket of cleaning solution and a scrub to remove deep-seated dirt or stains.

You don’t really have to spend a fortune to revamp your floors

The best part about renovating floors is that you don’t have to spend a lot of money to get the best results. To ensure that you don’t blow your budget, you must carefully plan the revamp. Pick a flooring material that you can afford.

More importantly, see to it that you know how to revamp the flooring. If you don’t have enough background or technical skills, choose to hire a professional. This will help you avoid costly repairs or a major flooring overhaul.

You can protect your family from conditions triggered by dust and mites

Cracked floors and dust-filled carpet can harbour all kinds of allergy-inducing substances and even pathogens. If you live with pets like cats and dogs, their fur and dander might have already accumulated in the cracks or carpet fibres.

Sadly, regular vacuuming is not enough to remove these irritants. Hence, instead of relying on your cleaning equipment alone, it would greatly help you to switch to new flooring material.

Enjoy looking at clean floors after your renovation project

The last reason why you should renovate or change your home flooring is the happiness and satisfaction that comes after the completion of the project. Just imagine how your family will react once they see better-looking flooring. A new and clean looking floor can quickly boost the visual appeal of an ordinary-looking room.

Renovating a house doesn’t necessarily need to be expensive. You can start with minor upgrades such as floor revamps. It will only take you a couple of weeks to complete the job or less if you enlist the help of a seasoned contractor. Plan your floor renovation project as soon as possible. Also, try to get inspiration from home renovation professionals.

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Free Budgeting Apps to Help You Save

August 24, 2019 by admin Leave a Comment

Money is tough for everyone, but there are things you can do. If you find yourself struggling to pay off holidays and Christmas, you could probably use a budgeting app that can help you save and allocate money. There is never a better time to start saving than now. Don’t be a slave to debt anymore, find out what you need to do to better save and take care of your finances without stress or inconvenience. Below are a few options you have to begin saving in a fun, dynamic way.

Free Apps for Saving

There are more options to help you save money than you likely realize. Most are approved by the FCA and regulated by open banking providers. Open banking began in 2018 as a way to enable third parties and access financial information in a secure way. These platforms are encrypted and safe. Only current data is included in open banking right now, you may need to share information about credit cards or your mortgage to interact with those details.

Oval Money

The Oval Money app allows you to monitor your spending while setting up steps, rules, and parameters for yourself. You can add rules based on your habits. For example you may pay into your savings when you go for a run, post on Facebook, or buy coffee. You can also set up a weekly deposit into your savings account. Savings on Oval are held in a segregated account at Barclays.

You should keep in mind that the Financial Services Compensation Scheme protects deposits up to £85,000 per provider. There is also the option to invest through the app, and it will not put your capital at risk. Finally, Oval Coach sets savings missions to improve your habits. The more missions you complete, the harder they become.

Money Dashboard

Money Dashboard is available on Android, iOS, and on the Web. This dashboard allows you to see your accounts in one place, including checking accounts, savings accounts, and credit cards. With all of your income and spending automatically categorised, you can see where your money is spent. You can set targets for each category, which is handy when you need an incentive to cut down on extraneous costs like eating out.

This free app is great because it also gives you the option to look into the future. The app predicts your income, expenditures, and balances. Looking to save money for Christmas? Seeing four months in advance can show you how much you need to start saving ahead of time. Money Dashboard is support by 70 UK banks.

Yolt

According to MoneyPug, a site commonly used for budget tactics and to find payday loans, Yolt is also free and available on the same operating systems as Money Dashboard, but it only supports 35 banks and financial institutions. The app puts all of your accounts, cards, and pension investments in a single place, and you spending is split up into categories. This way, you can see where your money is going, aided by a three-month spending history chart. Debits are highlighted so you can avoid surprises. You can also set and track spending limits for each category. You will also be able to monitor renewal dates for bills and subscriptions.

Cleo

The same basics of Yolt and Money Dashboard apply to Cleo, but unlike the other apps, Cleo works through Facebook Messenger. Ask it if you can afford a night out and you will receive insight into your spending. The free app sends notifications, quizzes, and challenges to keep you updated and engaged.

Bean

While subscription is king right now, Bean allows you to track and stay in control of your regular payments. Connect your bank and credit accounts, use the dashboard to find recurring payments, and sort cancellations of things you don’t need to pay for. The apps also provides a comparison and switching service to find a better deal. Bean will notify you if your bills are going up and makes sure you’re not paying more than you need to.

Whatever app you choose, there are plenty of options to help you save money and spend wisely. Take a look at these options today and begin budgeting the right way.